Archives for posts with tag: Thought provoking

2016-09-01 13.30.22 Pains of life circumference by our ball-clenched fists.

Who’d have thought it’d come to this:

Tales of broken hearts, disappointments and unchecked lists.

But to end it there, I’d be remiss to explain the travesty caused by a ball-clenched fist.

So many of us are straddled by baggage. We don’t always know we have it, but we do. Many of us, in an effort to maintain our daily functionality, bury our hurts in the dark crevices of our hearts. The problem is, just like rain could uproot skeletons buried beneath the Earth’s surface, our tears often reveal our misplaced pain. Many of our buried hurts are sharp, unbeveled deposits just below the surface. They cut and bruise. The friction of some of our deepest hurts have caused calluses in once tender places.   Many of the composite effects of our pain is dear.  The tighter we clutch, the deeper our scars.  During our day-to-day activities, we might not even realize that our grip is so firm until we finally decide to let it go. Only once we have let go the shattered pieces of our lives can we truly begin to heal and experience a freedom that we have not yet experienced….

 

With hope renewed like the dew of a morning mist,

The forces of pain we did resist,

To release these shards of glass from our ball-clenched fist.

 

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In the simplest of terms, a covenant is an agreement, a contract or a bond between parties—a binding promise.  When a covenant is called into effect, there is an expectation that the agreed upon terms will be enforced.  In our legal system, most people go into covenants with the assurance that the legal system will enforce the terms and conditions of the agreement.  However, while the law can often guarantee that all parties will abide by the term of the covenant, a level of trust is still required between the parties.  Most people do not enter into covenants with people whom they know to be unscrupulous.  Most legal covenants are often measures that reasonable people establish to safeguard themselves against unforeseen events.  Again, most people enter covenants with the assumption that the opposing party has a certain amount of integrity.  This brings me to the point of this blog: God’s covenants.

 

Number 23:19 says, God is not human, that he should lie, not a human being, that he should change his mind. Does he speak and then not act? Does he promise and not fulfill,” (NIV)?  This passage indirectly speaks to the Abrahamic Covenant where God promised Abraham that he would bless the Israelites and Abraham’s family line.  In Number 23, Balak wanted Balaam to curse the Israelites, but Balaam replied with, “‘I have received a command to bless; he has blessed, and I cannot change it,’”(v. 20, NIV).

 

God cannot and will not change His mind.  He is in covenant with His people.  Number 23:19, not only speaks to the nature of God, but it is also a covenant in and of itself.  God is saying that his Word is bond.  Once he has said it, it is done.  Below is an exercise that I challenge all of us to do.

 

Covenant Agreement Between God and me

This Agreement made this __________ day of ____________20______ by and between _______________ and God.

 

Standing on the promises of the Abrahamic Covenant, I am believing God for:

  1. _______________________
  2. _______________________
  3. _______________________
  4. _______________________

 

The Bible verses that I rest my beliefs on are:

  1. _______________________
  2. _______________________
  3. _______________________
  4. _______________________

 

This agreement encourages us to remind God what He has promised.  With that said, we should also remember that God’s thoughts are not our thoughts and His ways are not our ways (Isaiah 55:8).  There will be times that our prayers go unanswered for reasons we cannot understand, but we should go into agreement with God knowing that He has heard our petitions and that He will answer; and if the answer is not what we expect, it is what God intended because He has deliberate acted.  Below are a just a few examples of how God acted on behalf of his people’s prayers.

 

Prayer for healing:

  • Hezekiah was on the brink of death and cried out to God to spare his life.
    • “‘Go and tell Hezekiah, ‘This is what the LORD, the God of your father David, says: I have heard your prayer and seen your tears; I will add fifteen years to your life,’” (Isaiah 38:5, NIV).

 

Praying for a Godly partner:

Abraham, though his servant, prayed that God would find a specific wife for Isaac.  God led Abraham’s servant to Rebekah.  Isaac and Rebekah were later married (Genesis 24: 1-67).

 

Praying to have children:

Isaac pleaded with the LORD on behalf of his wife, because she was unable to have children. The LORD answered Isaac’s prayer, and Rebekah became pregnant with twins,” (Genesis 25:21, NLT).

 

Released from jail:

“But during the night an angel of the Lord opened the doors of the jail and brought them out,” (Acts 5:19).

 

Financial breakthrough:

“The blessing of the LORD makes a person rich, and he adds no sorrow with it,” (Proverbs 10:22, NLT).

 

Spiritual breakthrough:

The weapons we fight with are not the weapons of the world. On the contrary, they have divine power to demolish strongholds,” (2 Corinthians 10:4, NIV).

 

Fulfillment of God’s promise:

  • God had given Joseph a dream that he would become a mighty man. However, over the course of time, he was kidnapped, sold into slavery, accused of rape, imprisoned and forgotten.  Fortunately, God did not forget about him or the promise that he made to him.

 

  • 38 And Pharaoh said to his servants, “Can we find a man like this, in whom is the Spirit of God?” 39 Then Pharaoh said to Joseph, “Since God has shown you all this, there is none so discerning and wise as you are. 40 You shall be over my house, and all my people shall order themselves as you command. Only as regards the throne will I be greater than you,” (Genesis 41:38-40, ESV).

 

Today, I pray that you remember the covenant agreement that God has made with you and with Abraham.  Stand on His Word as you pray for His favor!

Then David asked the Lord, “Should I chase after this band of raiders? Will I catch them?”

And the Lord told him, “Yes, go after them. You will surely recover everything that was taken from you,” (1Samuel 30:8, NLT).

 

Have you every felt like you’ve done everything right, but you still can’t catch a break?  You’ve lived and played by the rules only to conclude that maybe nice guys do finish last.  Well, you are not alone.  In 1 Samuel 29, David wanted to fight alongside King Achish, but the Philistine commanders rejected David and his army.  The Philistine commanders feared that David and his army would eventually betray them.  Ultimately, King Achish gave in to the Philistine commanders’ demands to part ways with David.  King Achish admitted that even though David had been loyal, and had done nothing wrong, he would yield to the request of the Philistine commanders.  As such, King Achish ordered David to leave their territory.

Imagine how rejected and disappointed David must have felt.  To add insult to injury, when David and his men returned home three days later, they found that their town had been raided and destroyed by the Amalekites who also made off with their families and belongings.  The Bible says that when David and his men saw what had happened, “they wept until they could weep no more,” (1 Samuel 30, NLT).   As a result, David’s men plotted to stone him.  What a week?  Sounds familiar?

 

David had every reason to give up.  His mentor abandoned him.  He lost his family and everything he had, and he was about to lose his life.  Fortunately, the Bible said, “David found strength in the Lord his God,” (v.8).

There will be a time, in your darkest moments, when God is all you have left.  There will come a time when those who once supported you have now abandoned you; the friends you used to have, are no longer championing in your corner; and the enemy has stolen everything from you.  What will you do then?  What did David do?

 

Then David asked the Lord, “Should I chase after this band of raiders? Will I catch them?”

And the Lord told him, “Yes, go after them. You will surely recover everything that was taken from you,” (1 Samuel 30:8, NLT)!

 

  1. Identify your raiders.
  2. Identify what they have stolen from you.
  3. Ask God whether you should go after them.
    1. If the answer is yes, then, the next question is: How and when?

 

Two key points to remember:

  1. The Lord is with me; I will not be afraid. What can mere mortals do to me,” (Psalm 118:6, NIV).
  2. The weapons we fight with are not the weapons of the world. On the contrary, they have divine power to demolish strongholds,” (2 Corinthians 10:4, NIV).

 

Sometimes, God wants us to physically go after our enemies.  However, sometimes, he wants us to wield the weapon of prayer and/or fasting.

 

The Bible says that, “David got back everything the Amalekites had taken, and he rescued his two wives. Nothing was missing: small or great, son or daughter, nor anything else that had been taken. David brought everything back. He also recovered all the flocks and herds, and his men drove them ahead of the other livestock. ‘This plunder belongs to David!’ they said,” (1 Samuel 30:18-20, NIV).

Tonight, after you have wept and gotten it all out, go to God in prayer.  Identify your plunder.  Ask God whether you should go after the raiders.  If they answer is yes, then begin to circle your circumstances in prayer, and ask God about the “how.”  Place your confidence in God, and know that God is not a respecter of persons.  If He did it for David, He will do it for you.  Know that everything that was stolen from you will be retrieved untarnished, unharmed and unscathed.  In Jesus name!

The video below that I posted is a must see.  I viewed it earlier on YouTube, and it brought tears to my eyes.  It reminded me so much of the passage found in Matthew 7:11:

“If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him,” (NIV)!

The video captures the young boy’s disheartenment at the thought that his father had forgotten his birthday.  He was devastated.  Fortunately, not only had his father remembered his special day, his dad had already prepared for him an extraordinary gift.  How much more valuable are we to our God?  He has a memory that never fails, and He owns the cattle on a thousand hills.  He has not forgotten nor will He forget about us.  His promises are unfailing, His word is unshakeable.  Tonight, know that God has definitely NOT forgotten about you!  Enjoy the video!

What is the meaning of life?  What is my purpose?  These are two of the most common questions that dominate the human existence.

We all want to know that we are a part of something bigger than ourselves.  We all want to leave our personalized mark on the Earth.   What if I were to tell you that even though we all have different gifting, we all share a common purpose—a common calling?

One of the biggest struggles facing our humanity is man’s desire to disconnect from and exalt himself above God.  As a society, we have denied God’s sovereignty.  We have defied God’s authority.  We have disputed God existence.  Many of us fail to realized that humanity was created by God with one sole purpose: To praise and worship God.  Our gifts and our talents are simply tools to bring glory to God’s name.  For Christ deniers, the evidence is ubiquitous.  The further we pull away from God, the more our World plummets into despair and an omnipresent sense of hopelessness.  Our society needs to be recalibrated.  We need to remember why we were created.

As I was writing this blog, I thought about an example that many could probably relate to.  In my kitchen drawers, I have several butter knives that are bent out of shape because I have used several of them to tighten loose screws around the house.  While the knives might have gotten the job done, the disfigure tips were proof that they were used out of context.  The same could be said for us.  Many of us are living our lives out of context.  We were created to praise and worship God.  Make no mistake, God will see to it that His name is praised.  Romans 14:11 says, “‘As surely as I live,’ says the Lord, ‘every knee will bow before me; every tongue will acknowledge God,'” (NIV).

Have you ever noticed that when there is a national or international tragedy, the first thing that people do is call on God?  Well, this practice is not a new phenomenon.  Friends and foes of God have been calling on Him from the beginning of time.  When it comes to calling on God’s name, we are either in the position of giving praise or asking for His mercy.

In Exodus, Moses was given the charge of leading the Israelites out of Egypt.  The Pharaoh and the Egyptians resisted him.  God allowed the manifestation of several miracles as proof that He was with the Israelites, but the Pharaoh still would not set them free.  In Exodus Chapter 11, Moses delivered a dire message to Pharaoh from God.  Moses told Pharaoh that God would bring death to all the firstborn son in Egypt.  After death had swept across Egypt, Pharaoh sent for Moses and Aaron.  “’Get out!’ he ordered. ‘Leave my people—and take the rest of the Israelites with you! Go and worship the Lord as you have requested. Take your flocks and herds, as you said, and be gone. Go, but bless me as you leave,’” (Exodus 12: 31-32).  Pharaoh was a man who did not believe in God, but at the end, he had to confess that God is Lord.  Through Moses and Aaron, Pharaoh requested that God would bless him.

Our world is in crisis.  We need to acknowledge that there are powers at work that are far greater and stronger than we are in our natural state.  We need to recognize that God has already sent a deliverer to save us, we just have to call on Him.  We have to acknowledge that we must decrease so that God can increase.  God, today we pray for our world.  We submit it to your authority.  We ask that you right the wrongs and bring order, peace and hope to a generation that has lost its footing.  In Jesus’ name we pray.  Amen.

This poem is dedicated to those who are praying without ceasing and are tirelessly waiting to hear from God.

Echoes of Silence 

The echoes of silence are all that I hear.

Humbled by life, I seek you in prayer.

A knock on the door—is anyone there?

Then it dawned on me—

Maybe He heard me, but don’t really care.

For the first time, I looked in the mirror and stared,

And wondered where is the God of old that nations once feared.

Who cared—

Who dared—

To put nations and empires to shame,

And recued those who called upon him by name.

Elohim, El Shaddai, El Roi,

Jehovah Jireh, Rapha, Nissi, my Adonai.

 

The echoes of silence are all that I hear,

Chanting the chorus, “God are you still there?”

World upside down.  Life—Unfair.

God, is silence from you just really a “no?”

My faith is slipping, and I’m letting it go.

Faith lukewarm.  Heart now cold.

Faded memories of faith once bold.

 

The ghost of Isaac and Abraham, they knock at my door.

The prophets and saints that went on before.

They said, “If He did it once, then He’ll do it once more.”

Like the judge who couldn’t ignore the knock on the door.

 

When echoes of silence are all that you hear,

When it seems like your prayers, they fall on deaf ears,

And the core of your life is rooted in fears,

Just trust and believe when he tells you He cares.

He’s the same one who says that He bottles your tears.

Loves you so much that He counted your hairs—

On your head.

And even notices that a sparrow drops dead,

For not one of these can fall outside of His care.

Ears fine-tuned.  Your whispers He hears.

His voice so soft—not found in the echoes or blares,

But in the spirits of those He consoles.

Remember Jesus?  His wrist: bloodied with holes.

He feels your pain.  Trust me! He knows.

Yet He overcame death and from ashes He rose.

 

When the echoes of silence are all that you hear,

Your beating heart is proof that He’s near.

 

Copyright 2016 Khadine Alston.  All Rights Reserved.

 

Are you at the end of your rope?  Are you stuck in a rut?  Does if feel like you’ve plateaued and that your best days are behind you?  What if I told you that I have five simple steps that could change the trajectory of your life?  Interested?  Keep reading!

 

They say that the definition of insanity is doing the same things over and over and expecting different results.  If that’s true, then we all have a touch of madness.  Over the past year, I found myself chasing my tail in an infinite circle.  I guess that was kind of redundant as circle are, by definition, infinite.  Nonetheless, I was going full-throttle at 360 degrees.    I found myself repeating the same question in my head: “Is there some grand lesson that I am supposed to learn that I have not yet grasped?”  My prayer became, “God, let me learn my lesson and move on.”  It was in that moment where I received a revelation about what it was that I needed to learn during that season in my life.  What I’ve learned is exactly what I am about to share with you.

 

Lesson 1:

Renew your mind.

 

“Do not conform to the pattern of this world, but be transformed by the renewing of your mind,” (Romans 12:2, NIV).  Albert Einstein said, “We cannot solve our problems with the same thinking we used when we created them.”  In other words, when our old ways and patterns of thinking have failed to produce the desired outcome, we have to adopt a new perspective.  Renewing our minds is probably one of the hardest things that we could do.  When contemplating change, some might argue that their old ways of thinking has gotten them to where there are.  While that might be true of the past, it isn’t always a valid argument if we want to continue to grow.  Growth require being stretched in new dimensions.  Growth requires conquering new situations.  So how do we renew or mind?  One way is to increase our knowledge.  Read.  Study.  Take classes.  Meet new people.  Sometimes, renewing our minds requires us to change our circle of influence—finding people who could speak life into our dreams and desires.  While the path to the renewal of the mind might differ from person to person, it’s an important step in the pursuit of happiness.

 

Lesson 2:

Speak life into your life.

“The tongue can bring death or life; those who love to talk will reap the consequences,” (Proverbs 18:21, NLT).

One of the most difficult questions to answer when we are in the midst of our trials could simply be, “How are you?”  During our darkest moments, it is often difficult to find the median between transparency and wisdom.  How do we truthfully say that we are “fine” when we feel as if we are being immersed by the storms in our lives?  During those moments, we don’t feel fine.  Sometimes, it feels as if our walls are closing in and that we are suffocating. What do we say then?  I was thinking about that very question the other night.  I thought about how God spoke the world into existence with His words.  The Bible says that when God had completed creation, He looked over all that He had done and said that it was good.  That revelation reminded me of Romans 8:28, “And we know God causes everything to work together for the good of those who love God and are called according to his purpose for them,” (NLT).  Sometimes, we just have to look at our lives, despite all the difficulties and trials, and remember that “it’s all good.”  Maybe the next time we are going through a trial and someone ask us how we are doing, we could honestly say, “It’s all good.”  Maybe, in doing so, we could speak life into our future.  This suggestion is not to minimize our pain, but simply to create a new perspective.  It’s to remind us that storms do clear, and sometimes, there is even a rainbow at the end of a downpour.

 

 

Lesson 3:

Stop being a people-pleaser.

“It is better to take refuge in the LORD than to trust in people,” (Psalms 118:8, NLT).  Life is a journey, and we are all in different stages of our voyage.  In other words, we all have issues and baggage, most of which are shaped by our personal experiences.  One of the greatest lessons that we have to learn when dealing with each other is:  Not everything is personal.  We can’t always internalize other people’s behaviors.  Colossians 3:23 encourages us to work as if we were working for the Lord rather than for people.  As long as we do what we believe to be right in the eyes of God, then that is all that we can do.  We can’t please everyone.  There will always be people who are disappointment in us and by us.

 

Lesson 4:

Take inventory of those who champion around you during seasons of difficulty.

“One who has unreliable friends soon comes to ruin, but there is a friend who sticks closer than a brother,” (Proverbs 18:24, NIV).  Every single one of us will face moments in our lives where, when the chips are down, the only person left standing in our corner is Jesus.  He is the one true friend that sticks closer than a brother.  While that is true, we need to also realize that we were never meant to go the distance alone.  Ephesians 4: 9-12 says, “Two are better than one, because they have a good return for their labor: If either of them falls down, one can help the other up.  But pity anyone who falls and has no one to help them up.  Also, if two lie down together, they will keep warm.  But how can one keep warm alone?  Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken,” (NLT).  Good friends are important.  The problem is that many of us have clutter our lives with “stand-ins,” but we lack the real thing.  Times of difficulty are usually the best opportunity to see who is really in our corner.  It’s also a good opportunity to start purging toxic relationships.

Lesson 5:

Smile!

“A glad heart makes a happy face; a broken heart crushes the spirit,” (Proverbs 15:13, NLT).  In spite of it all, sometimes, the best thing we could do is smile.  Earlier today, I was watching an Internet video about a woman who was elated about purchasing a Star Wars mask.  She was excited about her purchase—I mean really excited.  She was beyond giddy.  She laughed throughout the entire clip.  However, as silly as the video might have been, I could not help but laugh with her.  Her joy was infectious.    That’s because joy is contagious.  Smiling can impact our mood, our spirit and our outlook.  Our live might not be perfect, but sometimes we could soften our blows by greeting them with a smile 🙂

The divides we face should never be along racial lines.  We, regardless of who we are, should always side with truth and justice.  In the Bible, Jesus often spoke about showing favor and mercy to the widow, the alien, the fatherless and the poor.  Many of us have fallen, or will fall, into one of those categories.

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Have you every prayed really hard for something only to get it and think, “God, get me out of this thing as soon as possible.  This is not what I signed up for?”  I’m sure we have all been there.  The lessons we learn in these cases are:  Things aren’t always what they seem and usually require more effort than we realize.

 

During these past few years, one of the Bible verses that most heavily rests on my heart is “God is not man, that he should lie, or a son of man, that he should change his mind. Has he said, and will he not do it? Or has he spoken, and will he not fulfill it,” (Numbers 23:19, ESV)?  How many of us when praying for a miracle simple pray for said miracle without any accompanying manifestations?  Seldom.  We dream about our miracles.  We fantasize about them.  Our prayers are often layered petitions.  We dream of owning a home so that we could share it with our loved ones.  We dream of getting an education so that we could impact a generation.  Many of our prayers are gateway requests.  Imagine what could happen if we cut God off at the path when we ask Him to revoke our granted prayers.  We could potentially block other blessings associated with our initial prayer. Could it be that the reason that God does not readily rescind on what we might perceive as misguided prayer requests is, not because of punishment, but, out of a desire to bless us?

 

In Genesis 32:22-28, Jacob is all alone in the camp when and a man came and wrestled with him until the dawn began to break.  “When the man saw that he would not win the match, he touched Jacob’s hip and wrenched it out of its socket. Then the man said, ‘Let me go, for the dawn is breaking!’  But Jacob said, ‘I will not let you go unless you bless me.’  ‘What is your name?’ the man asked.  He replied, ‘Jacob.’  ‘Your name will no longer be Jacob,’ the man told him. ‘From now on you will be called Israel, because you have fought with God and with men and have won.’”

 

Maybe that very thing that you are trying to escape from is the living God himself.  Let’s break down Genesis 32:22-28.

 

  1. Jacob was all alone when a man came and wrestled with him until dawn began to break.
    1. Jacob was all alone.
      1. God’s greatest works in our lives are usually found in moments of great solitude. Those moments can often be a time of great loneliness.
    2. A man came and wrestled with him.
      1. It would appear that this man sought out Jacob. Jacob did not go looking for this man.  John 15:16 says, “You didn’t choose me. I chose you. I appointed you to go and produce lasting fruit, so that the Father will give you whatever you ask for, using my name,” (NLT).
    3. Jacob wrestled with the man until dawn began to break.
      1. Dawn is the period of day right before the light rises. Even though Jacob was shadowboxing in the dark, daybreak, light, was on the horizons.

 

 

  1. When the man saw that he would not win the match, he touched Jacob’s hip and wrenched it out of its socket.
    1. The previous verse said a man came and wrestled with Jacob. It did not say who started the fight.  What if the “man” came in peace and only responded to Jacob’s engagement?
    2. Could it be that maybe “the man” tried to plea his case to Jacob, but could win against Jacob’s harden heart?
    3. Jacob was so enraged and defensive that the only way “the man” could get his attention was to throw him off guard by “wrenching” his hip out of its socket.
      1. Are there any areas in our life where we are wrestling with God?
      2. Is there any potential area in our life where God has touched it and wrenched it out of its socket?

 

  1. Then the man said, ‘Let me go, for the dawn is breaking!’
    1. Sometimes we are not always on the same page as God. The Bible says, His ways are not our ways nor his thoughts our thoughts (Isaiah 55:8-9). Jacob could have been interpreting the comment literally.  Maybe he thought God was telling him to release him physically. Maybe when God told Jacob to let Him go he was telling him to stop fighting with Him.  Maybe God was telling Jacob to release the anger that he had towards Him.  Ephesians 4:26 says, “’In your anger do not sin’: Do not let the sun go down while you are still angry,” (NIV).  Maybe God was telling Jacob to let go of his anger, to forgive, before dawn broke.

 

  1. But Jacob said, ‘I will not let you go unless you bless me.’
    1. Again, it seems as if Jacob might have been referring to a physical restrain. Nonetheless, he had the wherewithal to know that he was in the presence of divinity, and he wasn’t willing to let go of that opportunity to be blessed.  He had fought too hard throughout the night to walk away empty-handed.
      1. If we have been struggling for some time, it would be foolish of us to walk away without our blessings.
      2. Let go of the anger, but do not let go of God.
  • As we let go, we should ask God to bless us before we leave from the place we find ourselves in.
  1. Your name will no longer be Jacob,’ the man told him. ‘From now on you will be called Israel, because you have fought with God and with men and have won.’”
    1. Jacob did not give up, and God rewarded Him.
    2. Jacob might not have gotten it right, but he did the best he knew, and God rewarded his faithfulness.
    3. At the end of the battle God gave Jacob a new identity.
      1. We can never go through the trenches with God and come out the same. Matthew 23:12 says, “But those who exalt themselves will be humbled, and those who humble themselves will be exalted,” (NLT).

 

Summary of Genesis 32:22-28

  1. God will isolate us so that he can begin a transformation in our life.
  2. Let go of our anger and press into God’s grace.
  3. Don’t be afraid to ask God to bless us. Matthew 7:7 says, “Ask and it will be given to you; seek and you will find; knock and the door will be opened to you,” (NIV).

DECLARATION:

I WON’T LEAVE HERE UNTIL YOU BLESS ME!

 

Traditional slavery, chattel slavery, is officially illegal in all countries.  However, while most of the world has since eradicated the antiquated systems that once forced multitudes of people into involuntary servitude, today, there is a new form of slavery—a new slave master.

 

According to Cambridge Dictionary, slavery is defined as “the condition of being legally owned by someone else, or the system in which people are owned by others.” Wikipedia puts it this way:  Slavery is “a legal or economic system in which principles of property law are applied to humans allowing them to be classified as property, to be owned, bought and sold accordingly, and they cannot withdraw unilaterally from the arrangement. While a person is a slave, the owner is entitled to the productivity of the slave’s labor, without any remuneration.”  In today’s capitalist economy, financial institutions have become the new captains of the slave trade.

 

Proverbs 22:7 says, “The rich rule over the poor, and the borrower is slave to the lender,” (NIV).  No where is this truer than in “free trade.”  The average American is shackled by debt.  According to an article published on Nerdwallet.com, as of October 2015, the U.S. household consumer debt profile was as follows:

  • Average credit card debt: $16,140
  • Average mortgage debt: $155,361
  • Average student loan debt: $31,944

 

The article further went on to say that the total debt owned by American consumers was:

  • $11.85 trillion in debt
    • An increase of 1.4% from last year
  • $918.5 billion in credit card debt
  • $8.09 trillion in mortgages
  • $1.19 trillion in student loans
    • An increase of 5.9% from last year

 

The median household income for 2014 was $53,657. As the numbers suggests, most Americans are in over their heads in debt.  The problem is not so much the debt itself.  The problem is the issue of usury, which is illegal and morally reprehensible.  Merriam-Webster defines usury as, “the lending of money with an interest charge for its use; especially:  the lending of money at exorbitant interest rates.”  How does one quantify and/or qualify exorbitant?  Today’s credit card APR can range from low 13% all the way to 29.9 %.  I would make the argument that even 13% could be considered exorbitant.  Who determines exorbitance?  I’m sure it’s not the average citizen.

 

The main difference between traditional slavery and economic slavery is that most individuals, at some point, voluntarily entered into their financial engagement(s).  However, the similarity that both conditions typically share is the inability to readily disengage from the entanglement.

 

Let’s take another look at the definition of slavery.  The first part of the definition of slavery asserts that slavery is orchestrated by “a legal OR economic system.”  By definition, the financial system is an “economic system.” So, check.  The second condition of slavery is that an individual is “legally owned” by another individual(s).  Yet, another check.  I must say this, although individuals are not physically owned by financial institutions, they are economically imprisoned and shackled.  Before I expand on this though, I would like to state the third condition of slavery, which is “they cannot withdraw unilaterally from the arrangement.”  Check!

 

Most financial institutions are in the business of buying and selling debt.  It is not uncommon for people who are saddled with debt to see their loan(s) change hands several times during the lifetime of their loan.  With each change of ownership, there are new notices and disclosures, which are usually multiple, page documents that are typically indiscernible, microscopic fine-print with an inherent obligation for compliance.  In essence, the borrower does not get to pick and choose which terms and conditions they accept and agree with.  Once the loans are sold, the borrower’s finances become subject to the new lender’s (“owner”) discretion. The borrower cannot readily disengage from the financial obligation without legal recourse or ramifications.  In some cases, many individuals are working solely to pay debts.

 

There are people who are reading this post and are probably thinking that individuals who are indebted are in the position that they are in because of poor decision-making.  While that may or may not be true of some, it’s not true of others, and I caution such thinking.  There are many individuals, who have made prudent decisions, yet have still found themselves victims of circumstances, including divorce, life, sickness, death, fraud or even hunger.  Not everyone in debt is living above their mean.  Some people are simply trying to live.  A mother who uses her credit card to buy food and clothing for her family is a far cry from a squanderer.  A young, doe-eyed humanitarian who made a prudent decision to attend medical school to refine his God-given gifts and impact his community and the world around him is far from what I would call irresponsible.  While I am sure there are people who’ve placed themselves in the lion’s den, this is not everyone’s story, and the truth is, even if it were, do they deserve to be eternally imprisoned?

 

King Solomon said it best when he said, “I have seen something else under the sun: The race is not to the swift or the battle to the strong, nor does food come to the wise or wealth to the brilliant or favor to the learned; but time and chance happen to them all,” (Ecclesiastes 9:11, NIV).  One on the worse things that any of us could do on our journey on this Earth is to make distinctions between “us” and “them.”  If anyone has lived on this Earth long enough, one of the valuable lessons learned is that time is the ultimate equalizer where “they” often becomes “me.”