“It is for freedom that Christ has set us free. Stand firm, then, and do not let yourselves be burdened again by a yoke of slavery” (Galatians 5:2, NIV).

The biggest life lessons are the ones that are birthed out of frank conversations.  About a year ago, I was conversing with one of my mentors when he shared with me one of his theories on life.  He said:

“If you get up on Monday morning and say, ‘Ok, it’s Monday, let’s jumpstart this day,’ then you probably have a career.  If you get up on Monday morning and say, ‘Oh s*** it’s Monday,’ you most likely have a job.”

Those words resonated with me.  If we, as individuals, are walking in our purpose, Mondays do not ignite a visceral response.  That doesn’t mean that life isn’t hard and we don’t get fatigued and occasionally frustrated.  It simply means that Mondays aren’t daunting.

So, why are Mondays so unnerving?  Why do most people start to dread Monday as early as twilight on Sunday?  The answer is simple.  Most of us are slaves.  One of our chief masters: Debt.  Sure, fear, laziness and other vices are all co-conspirators, but debt is one of the main slave masters.

I think it’s probably safe to assume that if it weren’t for financial obligations, many people would probably have quit their current jobs eons ago and pursued their passions.  But with mortgages, car payments, loans and other debts, simply walking away is difficult.  Debt not only impact our career paths, it impacts our overall health—physically, mentally, spiritually and relationally.  Debt distorts our perspective, limits our vision and narrows our options.

So how do we conquer debt?  We need two things: a physical and a spiritual plan.  A physical plan could range the gamut from budgeting to financial counseling.  This essential component is need and case specific and beyond the scope of this dialogue.  A spiritual plan requires us to stand on God’s Word.  His word is his promise to us.  God sacrificed His one and only Son so that we could be free.  Hence, it was never God’s intention that we would be slaves to anything, including debt.  Below are just a few principle to meditate on regarding God’s view on debt.

Proverbs 22:7 (ESV)

The rich rules over the poor, and the borrower is the slave of the lender.

Psalm 37:21

The wicked borrows but does not pay back, but the righteous is generous and gives;

And finally, one of my favorites:

Deuteronomy 28:9-13 (NIV)

 The Lord will establish you as his holy people, as he promised you on oath, if you keep the commands of the Lord your God and walk in obedience to him. Then all the peoples on earth will see that you are called by the name of the Lord, and they will fear you. The Lord will grant you abundant prosperity—in the fruit of your womb, the young of your livestock and the crops of your ground—in the land he swore to your ancestors to give you. The Lord will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none.  The Lord will make you the head, not the tail. If you pay attention to the commands of the Lord your God that I give you this day and carefully follow them, you will always be at the top, never at the bottom.

Today’s prayer:

Lord,

According to the world’s standard for living, money is one of the greatest source of strife in relationships.  I pray that in our relationships, you grant us the wisdom to be prudent with the resources that you have gifted us with.  I also pray we would not allow debt to prevent us from pursuing and living the life that you have destined for us.  In Jesus’ name I pray. Amen!

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